We Can Help You Get Out of Debt | Quincy Bankruptcy Attorneys
People get into debt for many reasons, many of which are out of their control. Expensive, unpaid medical treatments, reductions of income resulting from divorce, and credit card debts following job losses are among the biggest reasons people find themselves in debt.
At the law offices of Thomas F. Williams & Associates, P.C., we are experienced bankruptcy lawyers who have seen the devastation that unworkable debt can cause to lives and families. If you are deeply in debt and are running out of options, our law office can help you get on with your life.
Our Bankruptcy Practice | Chapters 7 and 13 in Massachusetts
Our attorneys work every day with people who have mortgages, car payments, rent, credit cards and other payments with which they simply cannot keep up. When debts become so serious that you cannot see yourself paying them back for years, if ever, it may become time to find a better solution.
Our practice focuses on assisting individuals and small businesses in pursuing bankruptcies that are appropriate for their circumstances and goals:
Chapter 7. Under a Chapter 7 bankruptcy, creditors may liquidate certain assets and the debtor will have nearly all debts forgiven by a bankruptcy court.
Chapter 13. If you have some income, a Chapter 13 bankruptcy will allow you to consolidate your debt into a monthly lump sum payment and discharge your entire debt by paying off a small percentage.
Stop Creditor Harassment | Avoid Foreclosure
In many cases, a debtor may declare bankruptcy and still keep his or her home, car and important possessions. Simply by filing a Chapter 7 or Chapter 13 bankruptcy, you can stop calls from bill collectors and foreclosure actions by lenders.
However, it is vitally important that you retain an experienced and knowledgeable bankruptcy attorney to do so. Bankruptcy is complicated, and there are many places in which an error or misstep can worsen your financial situation.
When used effectively, bankruptcy can be a valuable tool for eliminating debts and getting a fresh start to your life.
Get Out of Debt | Get a Fresh Start | Free Consultation
For more information, or to schedule a free consultation with a Quincy bankruptcy lawyer, contact us online or by calling 617-249-4614 today.
