Filing for bankruptcy does not mean you have to start over. When you talk to an experienced lawyer and explore your full range of options, you can find a plan that provides you with immediate relief and long-term solutions. Do not wait to get the help you deserve during this difficult time.
At the law offices of Thomas F. Williams & Associates, P.C., our Quincy Chapter 13 bankruptcy attorneys have been helping people throughout the South Shore get out of debt since 1972. Whether you are going through a divorce, fighting to pay off medical bills or have lost your job, we know how hard it is to protect your assets and pay off your debt. We are here to help you find your way.
Advocating for Our Clients Through Debt Relief Negotiation
Chapter 13 bankruptcy will provide you with immediate relief and long-term financial solutions. As with any type of bankruptcy, the moment you file for Chapter 13, you will receive an automatic stay, which stops your creditors from taking any action against you. This will put an immediate stop to foreclosure and an end to harassing phone calls and wage garnishment.
The next step in the Chapter 13 bankruptcy process is to work with your creditors to create a payment plan you can actually afford. Such a repayment plan will take time, but it can also ensure that you retain control over your most important assets and help you maintain a stronger credit rating. After three to five years of timely payments, your remaining dischargeable debt will be wiped clean.
Armed with a court-approved debt repayment plan, you can keep your creditors at bay and keep your most important assets. Our lawyers will be there for you every step of the way, working with your creditors to protect your assets and come up with a plan that really works.
Contact Us
If you have assets you want to keep, Chapter 13 bankruptcy is probably right for you. Protecting clients throughout eastern Massachusetts for almost 40 years, we understand what you are going through and what you can do to get a fresh start. Contact our Quincy offices today to schedule a consultation and learn more.
